日本特黄无码毛片在线看|中文字幕无码亚洲视频Start Of Main Content
The average student in the Class of 2016 had $37,172 in student loan debt日本特黄无码毛片在线看|中文字幕无码亚洲视频. The monthly payment on that could be $432/month … for ten years. That’s money a graduate might not be able to put toward a new home, beginning a business or starting a family.
If you begin now and make regular contributions into a savings plan from State Farm®, even modest amounts can grow significantly over time.
while you’re saving for college.
Over a lifetime, students with a Bachelor’s Degree earn $1 million more than those with a high school degree. 
It’s often helpful to encourage friends and family to contribute to education savings. Grandparents, aunts and uncles, and friends may all welcome the opportunity to help your student. After all, education is the gift that lasts a lifetime. Long after toys break or clothes are outgrown, a deposit into an education savings plan will still be appreciated.
Source: How America Pays for College 2016 SalleMae® and Ipsos Public Affairs℠
 Forbes.com, “Student Loan Debt in 2017: A $1.3 Trillion Crisis.” Zack Friedman. February 21, 2017.
日本特黄无码毛片在线看|中文字幕无码亚洲视频Education Pays 2016. Trends in Higher Education Series. The Benefits of Higher Education for Individuals and Society. Jennifer Ma. Matea Pender and Meredith Welch: College Board.
日本特黄无码毛片在线看|中文字幕无码亚洲视频 Risk Disclosures
The State Farm 529 Savings Plan (the "Plan"), is sponsored by the State of Nebraska and administered by the Nebraska State Treasurer. The State Farm 529 Savings Plan offers a series of investment options portfolios within the Nebraska Educational Savings Plan Trust (which) offers other investment portfolios not affiliated with the State Farm 529 Savings Plan. The State Farm 529 Savings Plan is intended to operate as a qualified tuition program to be used only to save for qualified higher education expenses, pursuant to Section 529 of the U.S. Internal Revenue Code.
An investor should consider the Plan's investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement at e-ecoeco.com® which contains more information, should be read carefully before investing.
Investors should consider before investing whether their or their beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program and should consult their tax advisor, attorney and/or other advisor regarding their specific legal, investment or tax situation.
日本特黄无码毛片在线看|中文字幕无码亚洲视频Investing involves risk, including potential for loss.
日本特黄无码毛片在线看|中文字幕无码亚洲视频 Additional Disclosures
日本特黄无码毛片在线看|中文字幕无码亚洲视频Participation in the Plan does not guarantee that contributions and the investment return on contributions, if any, will be adequate to cover future tuition and other higher education expenses, or that a beneficiary will be admitted to or permitted to continue to attend an eligible educational institution.
日本特黄无码毛片在线看|中文字幕无码亚洲视频This material is provided for general and educational purposes only and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. This material is not an offer to sell or a solicitation of an offer to buy any securities. Any offer to sell units within the Plan may only be made by the Program Disclosure Statement and Participation Agreement relating to the Plan.
Except for the Bank Savings Investment Option, investments in the State Farm 529 Savings Plan are not guaranteed or insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed or insured by the State of Nebraska, the Nebraska State Treasurer, the Nebraska Investment Council, State Farm VP Management Corp or First National Bank of Omaha or its authorized agents or their affiliates, and are subject to investment risks, including loss of the principal amount invested. FDIC insurance is provided for the Bank Savings Investment Option up to the maximum amount set by federal law, currently $250,000.
Nebraska Educational Savings Plan Trust Issuer
Nebraska State Treasurer Trustee
Nebraska Investment Council Investment Oversight
First National Bank of Omaha Program Manager
First National Capital Markets, Inc.日本特黄无码毛片在线看|中文字幕无码亚洲视频 Distributor, Member FINRA, SIPC
State Farm VP Management Corp.日本特黄无码毛片在线看|中文字幕无码亚洲视频 Selling Dealer
日本特黄无码毛片在线看|中文字幕无码亚洲视频First National Capital Markets and First National Bank of Omaha are affiliates.
Neither State Farm nor its agents provide tax or legal advice.
日本特黄无码毛片在线看|中文字幕无码亚洲视频Account owners do not own shares of the underlying investments, or, in the case of the Bank Savings Investment Option, directly hold a savings account, but rather own an interest in the Individual Investment Options offered by the State Farm 529 Savings Plan.
日本特黄无码毛片在线看|中文字幕无码亚洲视频If assets are not used for qualified expenses, the earnings portion of the withdrawal is subject to federal income tax and an additional 10% federal tax and may be subject to state and local taxes. Qualified higher education expenses include tuition, fees, textbooks, supplies and equipment (including computers) required for enrollment or attendance and certain room and board expenses for the academic term during which the student is enrolled at least half time at an eligible educational institution. Expenses for special-needs students that are necessary in connection with their enrollment or attendance may also be eligible.
If the account owner dies before the end of the five-year period, a prorated portion of the contribution will be included in his or her taxable estate. If you contribute less than the $75,000 maximum, additional contribution can be made without incurring federal gift taxes, up to a prorated level of $15,000 per year. Federal gift taxation may result if a contribution exceeds the available annual gift tax exclusion amount remaining for a beneficiary in the year of the contribution.
No additional contributions can be made for any beneficiary when the fair market value of all accounts maintained for that beneficiary within all plans offered by the State of Nebraska reaches $400,000. Assets can grow beyond $400,000.
日本特黄无码毛片在线看|中文字幕无码亚洲视频A “member of the family” includes an individual who is a son, daughter, stepson, stepdaughter or a descendant of any such person; a brother, sister, stepbrother, or stepsister; the father or mother, or an ancestor of either; a stepfather or stepmother; a son or daughter of a brother or sister; a brother or sister of the mother; a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law, or sister-in-law; the spouse of the beneficiary or the spouse of any individual described above; or a first cousin of the beneficiary. For purposes of determining who is a “member of the family,” a legally adopted child or a foster child of an individual is treated as the child of that individual by blood. The terms “brother” and “sister” include half-brothers and half-sisters.
An eligible educational institution includes accredited post-secondary educational institutions or vocational schools in the United States and some abroad offering credit toward a bachelor’s degree, an associate’s degree, a graduate level or professional degree, or another recognized post-secondary credential. See .
日本特黄无码毛片在线看|中文字幕无码亚洲视频The S&P 500® Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by State Street. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). The products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.
日本特黄无码毛片在线看|中文字幕无码亚洲视频The MSCI ACWI ex USA Index is a trademark of MSCI Inc. State Street Bank and Trust Co. *Trust account managed by State Street Global Advisors Trust Company for the benefit of the State Farm Plan. Not a mutual Fund and not otherwise registered with the SEC. See “Part 9 – Descriptions of the Underlying Investments” for more information about the investments.
Non-Us residents disclosure:
Each of the investment products and services referred to on the State Farm Mutual Funds web site is intended to be made available to customers or prospective customers residing in the United States. The customer's U.S. permanent residence address must be a street address. This web site shall not be considered a solicitation or offering for any investment product or service to any person in any jurisdiction where such solicitation or offer would be unlawful.
Business Continuity Plan Disclosure for State Farm VP Management Corp.
State Farm VP Management Corp. has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.
Contacting Us –日本特黄无码毛片在线看|中文字幕无码亚洲视频 If after a significant business disruption you cannot contact us as you usually do at 1-800-321-7520, you should go to our web site at e-ecoeco.com®.
Our Business Continuity Plan –日本特黄无码毛片在线看|中文字幕无码亚洲视频 We plan to quickly recover and resume business operations as soon as possible after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.
Our business continuity plan addresses: data back-up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and procedures to help ensure that our customers have prompt access to their funds and securities if we are unable to continue our business.
Our business continuity plan may be revised or amended. If changes are made, an updated summary will be promptly posted on our website (e-ecoeco.com). You may obtain a current summary of our business continuity plan by writing to us at:
State Farm® 529 Savings Plan
P.O. Box 419096
Kansas City, MO 64141-9096
Varying Disruptions –日本特黄无码毛片在线看|中文字幕无码亚洲视频 Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we may transfer our operations to a local site when needed and expect to recover and resume business within one business day. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and expect to recover and resume business within three business days. In either situation, we plan to continue in business, transfer operations if necessary, and notify you through our web site e-ecoeco.com, or our customer number how to contact us. In the unlikely event that the significant business disruption is so severe that it prevents us from remaining in business, our plan provides procedures to help ensure that our customers have prompt access to their funds and securities.
日本特黄无码毛片在线看|中文字幕无码亚洲视频In all of the situations described above, in light of the various types of disruptions that could take place and that every emergency poses unique problems, it may take longer to resume operations during any particular disruption.
For more information –日本特黄无码毛片在线看|中文字幕无码亚洲视频 If you have questions about our business continuity planning, you can contact us at 1-800-321-7520.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested.日本特黄无码毛片在线看|中文字幕无码亚洲视频 The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting e-ecoeco.com® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.