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Help Protect Your Assets With a Personal Articles Policy

Get coverage beyond your homeowners or renters policy to protect your valuable items. Ask your State Farm® agent if a Personal Articles Policy is right for you.

 

Contact a Local State Farm Agent

 

For a quote, call 844-242-1899 844-242-1899

Why You Need Insurance for Your Personal Articles

Anything that isn’t permanently attached to your home or your property is most likely considered personal property. Personal articles coverage may offer broader coverage than your existing homeowners policy, helping ensure you can protect those items you value (and even those you don’t).

Items a Personal Articles Policy May Protect

Keepsakes

Jewelry, collectibles1, fine art, furs

Equipment

Cameras, computers and software, musical instruments, bicycles, silverware, sports equipment2

Health-related

Hearing aids, medical devices, prosthetic devices, personal mobility devices and wheelchairs

What a Personal Articles Policy Doesn’t Cover

While coverage protects your personal property for many loss situations, there are some exceptions. Your State Farm agent and items outlined in your policy will help you understand details about your personal property coverage.

 

What if I'm Not at Home?

Personal property doesn’t have to be in your home to be protected by your policy. Your coverage travels with you — whether you’re enjoying the vacation of your dreams or running weekly errands.

Personal Articles
Policy Features

Worldwide Coverage

日本特黄无码毛片在线看|中文字幕无码亚洲视频Personal property coverage applies anywhere in the world. When you go on vacation, items such as jewelry and cameras are covered (fine art items are only covered within the United States and Canada).

Replacement Cost Coverage

We'll pay the cost to repair or replace your personal property, without deduction for depreciation up to the applicable limit. The personal articles policy insures against theft and accidental direct physical damage to covered property with some limitations and exclusions.

Deductible

Although available if desired, there generally is no deductible on a personal articles policy.

Contact a Local State Farm Agent

 

For a quote, call 844-242-1899 844-242-1899

Optional Coverages

Wedding Present Coverage

In addition to coverage for your engagement and wedding rings, we can cover your wedding gifts as well. Adding the Wedding Gift endorsement provides temporary coverage (before and up to 90 days after your wedding) to protect your gifts. Refer to the policy for a complete description of the Losses Not Insured.

Broad Pair and Set Coverage3

Broad Pair and Set Coverage provides the full amount of the value specified on your policy needed to replace an item or items of jewelry that are part of a pair or set. For example, a pair of earrings would qualify for this coverage.

Inflation Coverage

日本特黄无码毛片在线看|中文字幕无码亚洲视频The amount of coverage is automatically adjusted annually based on the Consumer Product inflation index. Valuable items should be professionally reappraised regularly.

1 Collectibles include such items as dolls, model trains, sports cards, comic books, and stamp and coin collections.
2 Sports equipment includes such items as equipment used with fishing, hunting, archery, skiing, scuba diving and snowboarding.
3 Coverage option not available in Texas.

日本特黄无码毛片在线看|中文字幕无码亚洲视频This page contains only a general description of coverages and is not a contract. Details of coverage, coverage limits, optional coverages or services may vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

State Farm Fire and Casualty Company
日本特黄无码毛片在线看|中文字幕无码亚洲视频 Bloomington, IL

State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
日本特黄无码毛片在线看|中文字幕无码亚洲视频 Winter Haven, FL

State Farm County Mutual Insurance Company of Texas
Richardson, TX